Boy was I in trouble. I accidentally hit a kid on a bike when I was backing out of my driveway. I didn’t see him and luckily I didn’t hit him hard. I’m very careful about backing slowly out of the driveway. However, he still needed physical therapy in Los Angeles and I was going to have to pay for it. Let me tell you, physical therapy is expensive! But I wanted to keep it off of my insurance, so I agreed. My wife about killed me when she got the first bill. I swear, she only resisted the temptation because she knew she couldn’t afford the court fees.