I have been looking into the difference between term insurance and whole life insurance. I guess it is a lot easier to get term insurance, but it is only for a specific period of time. It does not last your whole life. That is why I think it is important to go ahead and get whole life right now. I just know that it will be the best in the long run, even though it is more money for us right now. I just really want to be able to get the thing that will be best for my family.