My husband and I live a great life on five acres in the Seattle area.  When we saw that mortgage interests rates were dropping we decided to take advantage of this situation and refinance our home.  While we were at it we decided to get a little cash out to pay some medical bills off so we could get those out of our monthly budget and free up some money for other things.  We got expert help to search for seattle mortgage companies and got a great rate and much lower payment.   I am thankful that we have been so blessed in our lives.