I used to think that travel insurance was a waste of money. When my husband and I would book a trip, and travel insurance was offered to us, we would decline it. We were young, and we didn’t have any health problems. What could possibly go wrong? I changed my mind after one of our vacations. We missed our connecting flight due to delays. We spent what seemed like an eternity in the airport waiting for another flight. Our luggage was lost, and we had to go shopping for clothes and accessories during our trip. I learned that no matter how young you are or how healthy you are, other things can go wrong during a vacation. Now, we always opt for the travel insurance.